How It Works

At Proximity to Prosperity Solutions, we understand the importance of good credit and the impact it has on various aspects of life. Whether your dream is homeownership, refinancing, purchasing a new car, or simply having the peace of mind that comes with strong credit, we are here to guide you every step of the way. Board Certified Credit Repair Specialist using effective strategies to bring your credit back into the positive, where it belongs! Get started with us now.

Work With Us

With Change, There is Growth

  • ⚙︎ Analyze

    During your initial consultation, we will run your credit report to carefully examine what areas you need to improve. Then we will curate a strategic and customized plan just for you.

  • ⚠︎ Challenge

    We reserve the right as consumers to fight for what is right. Part of our process will include challenging any inaccurate information that the bureaus might be reporting.

  • ✓ Adjust

    While we are working diligently behind the scenes, you will have private access to your customer portal. Allowing you to log in and track your progress at any time & watch your score rise.

The Biggest Issues With Bad Credit

Having bad credit can negatively affect your life in a number of ways, including today, tomorrow and your future. Those who have low scores can run into a lot of problem when it comes to:

High Interest Rates

Low credit scores can seriously impact your interest rates when applying for lines of credit, loans, etc.

Difficulty Getting a Mortgage

Having a low credit score can make it really difficult to get approved for a mortgage.

High Security Deposits

When settling a contract, there may be higher security deposit rates for people who have poor credit.

Not Getting Approved

A negative score can make it extremely difficult to get approved for a line of credit, loan application, etc.

Higher Insurance Premiums

Insurance companies are more likely to charge higher premiums for those who have lower credit scores.

No Cell Phone Contracts

Poor credit history can even hinder you from getting a reliable contract with you favorite phone companies like AT&T or T-Mobile.

Start Your Repair Journey

Our team works tirelessly to remove inaccuracies, negotiate with creditors, and implement effective strategies for lasting credit improvement. Together, let's turn your credit challenges into opportunities, unlocking a brighter future for you and your family.